Open a Checking Account and Skip Your Next Auto Loan Payment!
As a valued auto loan member of Mid American Credit Union, we would love to add you as a checking account member. By taking advantage of our Skip-A-Pay offer, you’ll be rewarded for opening a new checking account. Details on skipping your next auto loan payment as well as an additional payment when you enroll in Direct Deposit or Auto-Pay are provided below.
How It Works
Open ANY new checking account and as a thank you for being a member, you can skip your next auto loan payment. Add Direct Deposit or Auto-Pay (for auto loan) to your new account and skip a second payment. It’s that simple!
Frequently Asked Questions
Do you have any questions regarding our Skip-A-Pay offer? Refer to our FAQ section for more information!
Contact
We hope you find our application easy, and we’re happy to help if needed — give us a call at 316-235-2138.
Para hablar con uno de nuestros representantes en español por favor llámenos al 800-914-7536.
FAQs
Frequently asked questions about our Skip-A-Pay program as well as a few others.
Is Mid American Credit Union really going to let me skip up to two payments on my auto loan when I open a new checking account?
Mid American Credit Union values the relationship we have with our members and wants to be your primary banking institution. The Skip-A-Pay offer is an example of how much we value our relationship with our long-term members.
Is there a fee to apply?
There is no fee to apply.
Will I receive a debit card?
Yes, you will receive a debit card 7-10 business days after the account opening process is completed. You are able to order checks with your new checking account.
Will this affect my credit?
No. We do not perform a credit check for this promotional offer. The Skip-a-Pay offer is not considered a late or delinquent payment. You should have no adverse effect to your credit score.
Is my personal information secure?
Mid American Credit Union and our marketing partner take the security of your personal information seriously. Please review our privacy policy on our corporate website for details.
Do you have a branch located near me?
If you would prefer to meet with someone in person, our branch locations, hours of operation, and scheduling information are listed on our locations page.
How do I open a checking account?
Here are 3 simple options:
- Click on the Open Account below to fill out the form and you’re on your way.
- speak to a representative, call 316-235-2138 and they will assist you over the phone.
- Or stop by your nearest branch and one of our representatives can assist you.
Contact
We hope you find our application easy, but we’re happy to help if needed — give us a call at 316-235-2138.
Para hablar con uno de nuestros representantes en español por favor llámenos al 800-914-7536.
- Six payments must have been made on your loan before first Skip-a-Payment
- Loan must be current and in good standing
- Two skips allowed per eligible loan per year
Finance Charges Explanation: Skipping a payment may cause your principal balance to remain unchanged and may extend the term of your contract. Interest will continue to accrue. This offer does not apply to mortgages, home equity loans, Visa credit card bills, lines of credit, Score Booster Loans or past-due loans. If you have a GAP policy on your loan, skipping a payment during the loan contract may void the GAP policy. Check your GAP policy for restrictions. This offer ends April 18, 2024.